Documentation discipline, in the field
Insurance-Ready ReportingReports written for the person who processes them.
Underwriters read documentation all day. Ours is built for that reader: current forms, photographed attestations, verified ages, 24-hour delivery — and honest boundaries about whose decision the outcome is.
Five rules, every report.
An insurance document has one job: to be processed. The underwriter reading it never sees the house — they see whether the form is current, whether each attestation carries evidence, and whether the ages are documented or guessed. Lunar's reporting standard exists so that reading always goes one way.
The discipline came from federal-contract housing work, where every finding had to stand up for reviewers who never walked the property. Applied to Florida insurance documentation, it means: current-edition forms only, a photograph behind every checked box, nameplate-and-permit ages rather than estimates, signed delivery within 24 hours, and plain statements of what an inspection can and cannot promise.
- Current-edition forms — never superseded paperwork
- Evidence behind every box — full photo packs
- Verified ages — nameplates & permits
- To your agent within 24 hours — signed under FL #HI-14111
Five commitments, every report.
The standard behind every insurance document Lunar signs.
Current forms, always
Wind mitigations on the current 2026 OIR-B1-1802; 4-Points and certifications on the editions carriers process today. Superseded forms cause stalls; we don't use them.
A photo behind every box
Every attestation is supported by photographic evidence — truss, eave, opening, nameplate — attached in the documentation pack underwriters expect.
Ages verified, not estimated
Roof ages from permits and physical evidence; system ages from nameplates. Where verification isn't possible, the report says so explicitly.
Signed and delivered within 24 hours
Signed under Florida License #HI-14111 and delivered digitally the day of inspection — to you, your agent, or both.
Honest boundaries
Reports state what was observed and documented — never guaranteed outcomes. Savings vary by carrier and policy; underwriting decisions are the carrier's alone.
The deliverables.
Current-edition forms
Never superseded paperwork
Evidence behind every box
Full photo packs
Verified ages
Nameplates & permits
To your agent within 24 hours
Signed under FL #HI-14111
Brian Walker, CMI™
Every Lunar inspection is performed and signed by Brian Walker — an InterNACHI Certified Master Inspector and My Safe Florida Home participating inspector whose background includes contracted housing inspections supporting U.S. Army housing programs, with 20+ years of building, remodeling, and field experience behind the credential.
One inspector, one standard: contractor-grade evaluation, insurer-grade documentation, and a direct line to the person who actually walked your property.
Lunar Home & Commercial Inspections
Reporting questions, answered.
That the document leaving our hands is one an underwriter can process without a follow-up: current-edition forms, every attestation supported by a photograph, ages documented from nameplates and permits rather than estimates, and signature under Florida License #HI-14111 — delivered to you or your agent, typically within 24 hours.
No — and we're deliberate about this: coverage decisions, renewals, and premium outcomes belong to your carrier and its underwriters. What we control is that the documentation is complete, current, and never the reason an application stalls.
Yes — provide the agent's email at scheduling and delivery is simultaneous. Most of our insurance work flows straight into agents' files the day of inspection.
All of the insurance line: wind mitigation, 4-Point, roof certification, and the bundle — plus the insurance-relevant documentation inside every home inspection.
The standard behind every visit.
Certified Master Inspector
The profession's highest credential. Reports signed by a CMI carry weight with agents, lenders, and insurance carriers.
Federal-contract discipline
Brian performed contracted housing inspections supporting U.S. Army housing programs. Your property gets the same checklist rigor — nothing skipped, everything documented.
24-hour reports
Photo-documented digital reports, most delivered within 24 hours, so inspection contingencies and carrier deadlines stay on track.
Technology on every visit
Thermal imaging and instrument diagnostics deployed whenever conditions call for them — documented in the same report.
Northeast Florida native
Coastal wind exposure, mid-century Jacksonville wiring, St. Johns new builds — we inspect what this region actually has.
Support after the report
Complimentary repair re-inspection verification and plain-English answers — the report is the start of the relationship, not the end.